Business Finance Section

 

To start a business or even consider expanding one you should always ensure you have sufficient finance. Among the many reasons why so many businesses fail inadequate financing is near the top of the list. Knowledge and planning are also vital to a secure business. You simply cannot afford to underestimate the cost of borrowing money and if you are going to do so, you should make sure you secure the right type of finance for your business.

Asset Finance < click for more info

Asset finance enables companies to obtain funding for the purchase of assets they need to run & grow their businesses successfully. Asset Finance is credit or a leasing facility which is provided in order to help people acquire business assets.

Bank Finance < click for more info

Most businesses need bank finance at some stage. Whether this is for start up finance, working capital or acquisitions. It maybe that financial commitments already in place need to be reorganised. Bank finance usually comes in the form of an overdraft or loan(s) or a combination of both.

Corporate Finance < click for more info

The function in a company which manages policy and strategy for (and the implementation of) capital structure, budgeting, acquisition and investment, financial modelling and planning, funding, dividends and taxationis, it is a specific area of finance dealing with the financial decisions corporations make and the tools as well as analyses used to make these decisions.

Equity Finance < click for more info

Equity Finance is profits retained within your company or new finance invested by you, your friends or family. Equity finance can also be investment from outside sources, such as Business Angels or Venture Capital from professional investors.

Property Finance < click for more info

A commercial mortgage works like a residential mortgage, except the it is a mortgage for a commercial building not residential property. Also instead of an individual borrower a commercial mortgage is taken on by the business.. The borrower could be a partnership, incorporated business or limited company so the creditworthiness is based on the business.

Sales Ledger Finance < click for more info

Sales Ledger Finance, otherwise known as Factoring is an extremely flexible form of finance, which grows in line with the growth of the business. Sales invoices are forwarded to the Sales Ledger Finance company who will immediately advance up to 85% to 90% of the invoice value.

Small Firms Loan Guarantee < click for more info

The Small Firms Loan Guarantees are available to businesses that have a £3m to £5m turnover. If your business has not been able to grow because of your lack of security then a small firms loan guarantee (SFLG) may be what you require to move forward.

Trade Finance < click for more info

Trade Finance also known as transactional finance provides companies with the funds to pay suppliers for the purchase of finished goods. When there is the need for a product and secure orders against the products required then trade finance can bridge the funding gap between purchasing the goods and the final sale to a customer of your business.